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Remote Online Closings

 Serving all of Maryland, Virginia, and the District of Columbia.


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About Our Services

We offer safe, timely, and secure commercial and residential real estate closings which can be completed entirely online depending on the lender.

Safe - Secure funds transfers mean

buyers can deposit their earnest money digitally or access wire instructions directly on a secure website.   They can also sign all the paperwork required for settlement through a secure, video conference environment.

Timely - The Qualia App makes the closing process seamless for everyone involved including lenders, agents, buyers, sellers, title agents, and more.

 

Secure - Close with confidence

 as we invest in management attention, expertise and budget to ensure that we fully comply with the American Land Title Association (ALTA) Title Insurance and Settlement Best Practices Framework . It is part of our unwavering commitment to protecting the interests of all participants to a real estate transaction.

Contact us today to learn more about our culture of safety, security and compliance.

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Buyers and Buyer's Agents

For many people buying a new home is one of your largest and most important investments. That’s why choosing the right title company is essential to protecting this important investment.

 

As a purchaser you have the right to select your title company.

 

Your title company will assure that the seller of the property actually owns the property, has the rights to sell the property and that the title to the property is transferred free and clear of any liens, judgements, unknown easements or encumbrances that could affect the title to and value of the property.

 

By using title insurance you are guaranteed a free and clear title to your new property. Title insurance protects the lender and the owner if a claim is made against the property after you have completed the purchase.

Title insurance can protect both the owner and the lender from these claims.

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Lenders

We are fully TILA RESPA integrated disclosure rule compliant. Furthermore, we protect your interest against any title defects by carefully reviewing your instructions to ensure that all documents are executed in a timely fashion.

As a lender, working with us means:

one single point of contact,

full service on every transaction,

timely and accurate title commitments,

superior communication,

knowledgeable and professional staff, and contract upload capability or drop off.

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 Refinancing

What does it mean to refinance?

Loan refinancing refers to the process of taking out a new loan to pay off one or more outstanding loans. Borrowers usually refinance in order to receive
lower interest rates or to otherwise reduce their repayment amount.


Homeowners typically want to refinance their mortgage because they want to:

  • Reduce their monthly payment;

  • Take advantage of lower interest rates;

  • Shorten the amount of time it will take to pay off their mortgage;

  • Convert from an adjustable rate mortgage to a fixed-rate mortgage;

  • Use some of the equity they have in their home for other expenses;

  • Fund college for their children;

  • Buy a car or a boat or other high price items; and

  • Pay for medical expenses or senior citizen living expenses.

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 You are busy running your business, which is why we relieve you from the burden of title work, allowing you more time to dedicate to the construction of homes for your buyers.  We work closely with builders in Maryland, Washington D.C., Virginia, and  West Virginia. We take care of all the title work, so you can focus on what you do best.

Our business philosophy is designed to simplify the construction process, protect builders from unfair/illegal language hidden in construction contracts, and to share builders’ projects with prospective buyers and realtors so you can sell more houses.

Need more information? We’ll send it straight to your Inbox.

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For Sale

 For Sale by Owners

We can help.

The services we provide are affordable, and handled by  professionals who complete every step in the process quickly and accurately.

Our real estate attorney can draft the contract, and provide expert counsel and advice.  The many industry contacts we have enable us to recommend lenders, home inspectors, contractors, and other service providers who are reliable, honest, and trustworthy.

We  have a reputation as one of the leading title companies because of how we work with clients — whether it is title services, settlement services, for sale by owner assistance, contract preparation, contract review, or deed preparation.

A for sale by owner transaction does not have to be a complicated or expensive project. Trust us for assistance with any Maryland for sale by owner transaction.

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Business Hours

Monday - Friday: 9AM - 5PM EST
Saturday: By appointment only
Sunday: By appointment only

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Legal Services

 Raymond Carignan, Esq.

If you are searching for a Maryland real estate attorney that is experienced, reliable, and affordable,  I can help. I provide advice and counsel gained from decades of experience in the real estate field.
I was first admitted to the bar in 1986 and I am licensed and active In Maryland, Virginia, West Virginia and the District of Columbia. I also hold a title producer license in each of these jurisdictions.

I provide assistance to for sale by owner parties.

 I can review and prepare contracts, deeds, mortgages, leases and various other real estate documents. In addition, we handle real estate settlements and provide fully insured and bonded title, escrow, and closing services.

No matter where you are in Maryland, Virginia, West Virginia, or the District of Columbia I will be happy to work with you.

I am available to review and prepare contracts, deeds, mortgages, and various real estate documents. In addition, we can handle real estate settlements and provide fully insured and bonded title, escrow, and closing services.

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Contact

410 703 2703

Fax: 240 427 4711

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